Financing for Dental Implants in Coeur d’Alene, ID

by | May 25, 2013 | Dentists

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Dental care goes beyond the idea of simple cosmetic considerations, although that is not to say that the desire to improve one’s appearance has anything to do with vanity. Indeed, when a person is afraid to show a smile, it can affect how other people perceive them, both in the workplace and in their personal lives. Although anyone else looking in may misinterpret the situation, feeling embarrassed about one’s appearance can translate to others as being unsociable or unfriendly. Teeth whitening, dental implants Coeur d’Alene, ID, veneers, and teeth straightening are among the solutions that a dentist Coeur d’Alene, ID can take care of to transform a patient’s appearance as well as their self esteem.

Patients may have legitimate concerns about how they will come up with payment for services like Invisalign or Implants Coeur d’Alene, ID, particularly if they don’t have dental insurance coverage. The first part of the answer is to not ignore problems like cavities when they appear. Treatment for a cavity might cost $200.00, which is no small amount, especially for someone on a modest income who has to pay this cost out of their own pocket.

However, if it goes untreated, it can grow into a much more serious problem that requires a root canal. This condition is not only much more painful to live with, but the treatment takes longer and the treatment is more invasive, which means a $200.00 cavity can how result in a $2,000.00 root canal. What dentists Coeur d’Alene, ID say, many of their patients do is set up a health savings account for themselves, and each month throughout the year, they deposit a portion of their paycheck into the account.

There are two advantages of establishing a health savings account over simply setting money aside. First of all, it’s a dedicated account, so the money is kept separate from funds in their general checking account, for example. Second, the funds set aside in a health savings account are pre-tax, so patients don’t pay taxes on income set into the account. A patient can set up a health care savings account either through their employer or through their own bank or credit union.

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